HFC Bank Reviews | hfcbank.co.uk @ PissedConsumer

AMIRA K Chg

AMIRA K Chg |

Birmingham, England

Redemption Statement- 30 Elm Street, Hoyland S74 0AG

Mar 09, 2022

4.0

Dear Sirs, We act for the seller of the above property and would like to request a redemption statement for our clients equitable charge with HFC Bank Limited. Please can you provide us with a redemption statement for the above property. I can confirm the account number is: 00002912**** Should you require anything further from us, please let me know. Kind regards, Amira

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Preferred solution: REDEMPTION STATEMENT

Anonymous

Guest-364922

Muskogee, Oklahoma

Refuse to modify

Jul 23, 2013

I have requested a modification and got it but I thought it was for permanent since I divorced and am not disabled and no longer making the same. Well I paid the mod but I was told that i need to resubmit. I resubmitted and am married. My wife is not I the loan so her income should not come into play. I am still disabled. I continue to make the mod payments even though they ask for the full amount. How do they expect me to pay in full if I am already struggling to pay the previous mod payment. They instead told me that I have built so much deferred I interest I will never pay my house off even if my wife wanted to continue paying she will never pay the house off and neither will my kids if they chose to keep it. I would like to sue but I need more ammo. I am just a single individual. Please advice. I am considering walking away and rent to own if even

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Andy S Ypv

Albany, Georgia

People complaining about HFC

Jun 28, 2012

In stead of people complaining they should call there congressman with a solution. Right now with the economy needing a boost if they could get banks and finance companies to subtract the amout people have already paid on there loan and finance the balance at todays low rates we could put billions of dollars directly into the economy. The government could give these banks tax breaks for ten years or so to recoup there loses. Republicans and Democrats alike are looking for soloutions to stop the downfall of America and in an election year it would be great if everyone on this site could call there congressman and lets fix the housing market.

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Anonymous

Guest-254636

Jacksonville, Florida

HFC Denied Loan Mod

Feb 13, 2012

My temporary loan mod with HFC expired on 11 1 2011, our payments shot up to $300.00 more a month, it was killing us, so I applied for a permanent or lower rate refi. At 8.35% interest my mortgage note barely gain any grounds, oh almost for got, that not counting 10.5K deferred in interest and fees that they've tacks on before and after the temporary loan mod. The reason of denied letter state that my income exceeds modification program parameter, my god I am not asking a hand out or sympathy from these bastards, just some needed breathing room. I am a Vets with a permanently and totally disabled, due to service connected disabilities. The monetary that I recieved from the VA is a benefits not income depicted in HFC denial letter. My concerns is that if I should die (god forbid) prematurely from my disabilities, how is my family can afford to keep a roof over their heads. Desperate..

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Anonymous

Guest-232862

Fresno, California

Hfc

Oct 20, 2011

Hfc. Been making payments on the 1st of each month using online banking. My bank sends cashiers checks. BFF has been calling 5-8 times a day 7 days a week for payments. Bank has informed me all checks have been processed. Always explain to hfc and at the end of conversation they ask when I can send my payment. Really? Have sent faxes to research department and mailed all bank copies. Never get replies just late notices and numerous calls a day. How unprofessional. How does a situationike this get resolved. Sent to correct addresses. Account numbers. Very confused

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Anonymous

Guest-209522

Oskaloosa, Iowa

Stopped doing loans but won't work with you in divorce

May 25, 2011

After giving us a large unsecured loan (my ex-husband loved to spend money) with high interest and us paying like clockwork as we do everything, put us on lower interest lower payment due to divorce for 6 months only than jacked it up to where it was before and won't give valid reason or work with us in any way. I have to call them every week and ask status of request for hardship program only to be told every time it is being processed (lack of knowing what else to say). Worst customer service I have ever experienced. Stay away from HFC (Omaha NE)!

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1 comment

Guest-290538

May 25, 2011

Don't you hate it when people lend you money, on terms you agree to, and then you can't pay it back as per the terms, and they want to charge you per the agreement you signed? I don't understand why you can't unilaterally renegotiate the loan agreement.

Just because they did what they said they would, give you the money, why should you have to pay it back as you agreed to? I wouldn't do business with them either.

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Anonymous

Guest-202233

Dallas, Texas

Scammed me into high intrest loan

Apr 02, 2011

a coulple of years ago, we were havung problems with our financial institution. We needed to refinance. HFC contacted me and said that they could help me. Ultimatley, they brought me into a mortgage for 11.5% and said that because of my credit after 1 year, they would refinance me for a lower rate. during that year, they stopped processing loans and thus i am stuck with a high interest rate loan. I tried to refinance through anouther institution but because of the housing crisis, My appraisal was to low. I need help. they will not work with me. they reduced my mortgage for only 6 months. Now it is back up to where it was before. Is there anyone that has any idea how to get out of this mess? david,wright2@***.gov

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5 comments

Guest-319639

Jul 28, 2011

I too have the same problem with HFC. Yes, there should be a class action law suit aganist them.

They don't try to work with you. Keep all of your papers and receipts with them.

I was promised refinancing when I took out my housing crashed they don't do that anymore. So I'm stuck paying a 11% interest rate!

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Guest-734266

Oct 28, 2013

Replying to comment of Guest-268832

Contact your states Attorney Generals office. I too, am in the same situation woth HFC.

Was promised a refi after a 6 month period. then they decided to no longer refi anyone. Due to housing crash, my home lost 35k value and im upside down. Ive had their *** "temp mod" that only defers interest and neagatively ammortizes the principle putting me in even deeper to them.

(which I've found through Ag's office that neg ammortization is illegal now and considered predatory)Go after them. I am. Ive been fighting with these *** for 3 years. The AG's office has taken over with me and actually hired me a lawyer through a grant our attorney generals office has bc these banks have screwed consumers so hard.

Call your local attorney generals office and open a claim. They will fight for you. HFC is on their "black list". Good luck!

I'm still fighting my battle with them. My next step is to yank out every *** appliance and landscape this property has and walk away.

So tired of them not helping those who legitimately need it. I don't want a hand out, but 6% rate on an upside down house could really help.

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Anonymous

Guest-160609

San Jose, California

HFC Fails to Modify Home Loans

Mar 31, 2010

HFC is not agreeing to any permanent home loan modifications, only 6-month short term modifications. A class action should be started to require them to permanently modify loans with predatory interest rates (i.e. 7.00% and above. They refuse to deal with their borrowers, and they refuse to deal with loan modification companies and attorneys. They are stone-walling everyone who wants a permanent solution to a predatory interest rate and they need to be motivated by a class action suit in order to agree to permanent loan modifications. I have asked several attorneys to initiate a class action similar to the one started against Bank of America in 3/10 for the same complaint.

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6 comments

Guest-610927

Feb 18, 2013

I have a loan with them; not only will they NOT modify your loan, it is not in their best interest or bottom line to do so.

Instead of a class action, where all the attorneys get the money, and the consumers NOTHING, you need to get a group of people who are willing to hire their own private attorney to fight this on a contingency basis, as INDIVIDUALS.

This has to be at least 25 people in every state who has an HFC loan, and is completely dissatisfied with the way they do business, such as their simple interest compounded deffered interest that skyrockets, their outrageous interest rates, and so on and so forth.

Once that is accomplished, go to the press and let it be known.

HFC will settle, but it will be to the individual's advantage, and not HFC's or the lawyers.

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Anonymous

Guest-147418

Reston, Virginia

HFC Stands for Hellaciously *** Consumers

Oct 23, 2009

My wife & I borrowed $15,000 on a signature loan 10 years ago. At 24.5% interest we owed $19,000 8 years later after paying $400.00 a month. We filed bankruptcy 2 years ago and they were included in final judgement. Our attorney said that if we didn't continue paying them they could foreclose on our home. We refinanced with a reputable loan company whose name begins with "Q" and found out that they could have a lein on our property but couldn't do squat about foreclosing. It took the legal team of "Q" to release us from endless bondage from the nastiest company we have ever done business with.

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1 comment

Guest-566368

Nov 08, 2012

I was with HFC for many years and in 2010 I lost my job and had to file bankruptcy. The bankruptcy included my mortage loan with HFC.

According to the bankruptcy papers they were mot allowed to contact me in any way. I kept receiving notices telling me I asked them to keep my loan open. When I filed bankruptcy I moved out even though I could have stayed in my home for along time without paying the mortage. HFC now says they have a lien on my apartment.

(I RENT I don't own). They keep trying to take me to court on a forcloser for the house I moved out of in 2010.

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Sophia S Puk

London, England

HFC charges for amending direct debit payment date

Dec 03, 2009

I bought a sofa on interest free credit from DFS financed by HFC Bank. The date they set up the Direct Debit was 2 days before payday so I amended it. I am changing job so asked to change it to again. They told me they would not do this until I paid them Â£10 as they only allow one date change. I think this is unacceptable, I changed the date with no problems with all the other companies I deal with. HFC are clearly using this to make money for doing what EVERY other company do for free to ensure they get paid when money is in the customer's account.

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Loss:

$20

Anonymous

Guest-115105

Virginia Beach, Virginia

Manager was very rude

Apr 21, 2008

I applied for loan,loan rep was very nice. She approved loan and she introduced me to manager. First he was nice ,then he looked at my finances, told me they couldn"t do loan. He insulted me by saying I did not seem my age. He seemed to interragate me as if I was lying about my age and paystubs. He did not act professional. I do not care if he couldn't do it I just felt offended by his rude comments and behavior. He never asked for id or called to verify my job. HFC lost me.

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HFC Bank

HFC Bank Overview

Redemption Statement- 30 Elm Street, Hoyland S74 0AG

Refuse to modify

People complaining about HFC

HFC Denied Loan Mod

Hfc

Stopped doing loans but won't work with you in divorce

Scammed me into high intrest loan

HFC Fails to Modify Home Loans

HFC Stands for Hellaciously *** Consumers

HFC charges for amending direct debit payment date

Manager was very rude

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